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WinklixIT Solution Simplified
Business Units
An AI document verification and onboarding workflow that checks identity documents, extracts data and flags risk, so compliant customers are approved in minutes.
Contact UsA digital lending fintech was growing quickly, but its onboarding relied on a compliance team manually checking identity documents, bank statements and application forms.
Applicants dropped off while waiting for approval, and the team struggled to keep up with demand:
The company needed faster onboarding without weakening its compliance controls.
Winklix delivered an AI-assisted onboarding flow in the fintech's mobile app, with automated checks and a risk-based review queue.
Applicants photograph documents in the app, with real-time guidance to avoid blur and glare.
Documents are checked for authenticity, data is extracted and matched to the application, and a selfie is compared to the ID photo.
Statements are parsed and summarised into income, expenses and risk indicators for the credit decision.
Clean applications are approved automatically within policy, while higher-risk cases go to compliance analysts with an AI summary.
The engagement delivered clear, practical results for the client:
Want faster, compliant onboarding? Talk to Winklix about AI for fintech.
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